Commercial mortgages for every business need
At Create Commercial, we arrange highly competitive commercial mortgage solutions across a wide range of property types, including:
-
Residential investment properties
-
Houses in Multiple Occupation (HMOs)
-
Retail and commercial units
-
Office buildings
-
Warehouses
-
Professional practice premises
-
Hotels and licensed properties
-
Care homes
-
Semi-commercial properties with residential accommodation above
-
Land and agricultural property
As an independent commercial finance broker and consultancy, we provide access to a broad range of lenders from our extensive panel. Our structured approach invites lenders to competitively tender for each application, helping secure stronger rates and more favourable terms for our clients.
Every mortgage is tailored to individual requirements, with solutions available across the full spectrum of commercial lending options, including:
-
Repayment and interest-only structures
-
Short- and long-term repayment terms
-
Fixed and variable interest rates
-
Arrangement fees added to the loan
-
Funding of up to 80% on single properties, and up to 100% with additional security
-
Short-term VAT loans to avoid impacting business cash flow on property purchases
-
Access to government-backed funding schemes and incentives
Commercial refinancing
If you already own property for business or investment purposes and wish to release capital, we can advise on refinancing options that provide fast and efficient access to funds.
Commercial mortgages offer greater flexibility than residential lending and can be used for purposes such as acquiring additional premises, business expansion, debt consolidation, cash flow support, or property development.
Lender pricing structures can be complex, with decisions based on factors including available security, financial performance, experience, and credit history. Create Commercial provides clear guidance throughout the process to ensure you secure the most suitable and effective solution.
