Bridging Finance
Often referred to as short-term or auction finance, bridging loans provide fast, flexible funding for businesses facing time-sensitive financial requirements. They are commonly used for:
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Auction property purchases
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Settling urgent liabilities
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Property development or conversion projects
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Property acquisition or refinancing
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Short-term cash flow support
Bridging finance enables rapid access to funds, in some cases within as little as 48 hours, making it suitable for urgent or temporary funding needs.
How bridging finance can support you
At Create Commercial, we take time to understand the purpose of the funding, the expected loan term, the exit strategy, and any specific client requirements. Using this information, we structure a bespoke bridging facility aligned to the client’s objectives.
Available features include:
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Streamlined applications with approvals often within 24 hours
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First and second charge lending
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Rapid release of funds
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Short- and longer-term facilities
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Flexible pricing with rolled-up interest options
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Fees added to the loan
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Up to 100% funding with additional security
Many bridging lenders will also lend against market value rather than purchase price, which can be particularly advantageous for investors and developers.
Our bridging finance expertise
Speed is central to successful bridging finance. On average, we complete transactions within 7–10 working days from initial enquiry.
As specialists in bridging finance, we work with a wide network of lenders covering a broad range of scenarios. Our competitive tendering approach ensures clients are matched quickly with the most suitable lender, securing favourable rates and terms with minimal complexity.
