Asset Finance Solutions
Create Commercial helps businesses access funding to purchase new equipment or release capital from assets they already own. Whether you are a sole trader needing a vehicle or a large company upgrading machinery, we arrange asset finance tailored to your needs.
We can assist if you:
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Need equipment, machinery, technology, or vehicles to grow your business
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Want to upgrade assets to secure new contracts
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Aim to invest in infrastructure to stay competitive
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Prefer to lease rather than purchase
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Wish to refinance existing assets
Our asset finance solutions include:
Hire Purchase
The traditional route to ownership, with fixed or variable interest rates. Terms can be structured from 12–84 months, with optional balloon payments to reduce monthly costs.
Finance Lease
The finance company retains ownership while you rent the asset for a set period. At the end, you can continue using the asset, sell it, or return it.
Operating Lease
Provides full use of the asset without ownership risks such as depreciation. The provider assumes the asset’s future value risk, offering lower monthly rentals with a built-in residual value.
Refinancing Existing Assets
We can help free up capital by refinancing assets you already own, providing quick access to funds for loans, expansion, or other business needs. Our team identifies suitable assets and structures the most appropriate deals through competitive lenders.
Create Commercial ensures your business secures the right asset finance on the best possible terms.